Terms of Service

Draft placeholder. Replace this page with proper terms before accepting real payments - ideally reviewed by a solicitor given this is a paid subscription business. At minimum it should cover:

What the VIP subscription includes and does not include
That tips are opinion/analysis, not guaranteed outcomes
Billing cycle, cancellation, and refund policy
Rules for the Telegram channels (no reselling access, etc.)
Age restriction (18+) and eligibility
Liability limitations